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Deferred Retirement Option Program (DROP)

Florida’s Deferred Retirement Option Program (DROP) is an option for employees of the Florida Retirement System (FRS). The deferred retirement option program lets public sector employees continue working for an extended period while still accruing retirement benefits.

When you fully retire, FRS pays out your DROP proceeds to you.

How Does DROP Work?

DROP allows eligible employees of the FRS to retire while continuing to work for up to 5 years or 8 years for teachers or government employees under certain circumstances. Your monthly retirement benefits will earn interest during this time.

Is DROP Right for You?

How can you decide if DROP makes sense for you? As experts in DROP in Florida, we can answer any questions about entering retirement and what works for your needs. 

We will help you talk through questions like:

  • Should I enroll in DROP?
  • What are the benefits of DROP compared to a traditional retirement plan?
  • Does DROP make sense for my situation?
  • Do I want to keep working past 62 years old?
  • Am I eligible for DROP?

DO NOT RISK RETIRING WITHOUT KNOWING ALL YOUR OPTIONS! Contact our dedicated Team today.

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